Formiga.

Unit 1 · Level 1 · Calls & puts

The right, not the obligation

You finished the Trading course. Now we sharpen the scalpel. An option is a contract that gives you the RIGHT, but never the OBLIGATION, to buy or sell something at a fixed price before a deadline. Think of a free-cancellation hotel booking: the price is locked, but you can walk away. Or travel insurance: you pay a small fee so a disaster can't ruin you.

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What you get asked

  1. What does buying an option give you?

    The word 'option' means exactly that: you have a choice. If exercising doesn't benefit you, you simply let it expire.

  2. Match each option term to what it means.

    Four words, one contract: pay the premium, get the right to trade the underlying at the strike, until expiry.

  3. A free-cancellation hotel booking works like an option because…

    That's the asymmetry: if prices soar, your locked rate is gold; if they fall, you cancel and book cheaper. The hotel carries the obligation; you hold the right.

  4. An option buyer's maximum loss is the ___ paid for the contract.

    Whatever the market does, a bought option can only cost you what you paid for it. That cap is the buyer's core deal.

  5. Your travel insurance expired unused. Was buying it a mistake?

    Protection has value even when the disaster never comes. You paid for the coverage, not the payout. Options work exactly the same way. 🐜

The rest of this unit

The right, not the obligation: the contract at the heart of every option.